A Good Move

It needs a parallel move, as well. Sadly, both are pipe dreams in the current government.

Recall that President Joe Biden (D) has pushed, through the Federal Housing Finance Agency, his Loan-Level Price Adjustment rule which penalizes Americans with good credit scores by requiring mortgage lenders to charge them higher interest rates in order to lower the rates charged those mortgage borrowers who have poor credit scores.

Senator Roger Marshall (R, KS) and Senator Mike Braun (R, IN) have introduced the Middle Class Borrower Protection Act that would block Biden’s move.

This is a good initial move, but it wants a separate, parallel move: reduce the funding of the FHFA by the aggregated dollar amount of the loan rate increase that Americans with good credit scores would be forced to pay were the Biden Rule left intact. Leave that reduction in place, and freeze the FHFA’s remaining budget at its current level for a minimum of five years (to remove it from election cycles), with automatic extensions of the freeze until Congress is satisfied that no one in the agency is working on ways to get around the MCBPA’s bar.

Sadly, both are pipe dreams at present: there are too many Progressive-Democrats in the Senate for either legislation to pass.

Government Surveillance

The French government is on the verge [a Tuesday vote as I write on Tuesday morning] of authorizing its police forces to

remotely tap into the cameras, microphones, and location services of phones and other internet-connected devices used by some criminal suspects.
The proposed law plainly stipulates that the procedure can be executed “without the knowledge or consent of its owner or possessor” but is limited to suspects involved in terrorism, organized crime, and other illegal activities punishable by five or more years in prison.

Whether the French vote is up or down, imagine such a capability in the hands of a government that considers enthusiastically protesting mothers to be potential terrorists, or a government that openly worries about traditional Catholics (or traditionals of any other religion), or a government that spies into the emails of journalists and their families, or a government that already (illegally) spies on its general citizens with the tools of an intelligence organization and a secret court system.

A Bogus Beef

Some academics object to Texas’ Republican Governor Greg Abbott moving to ban TikTok from Texas government devices and from personal devices used to conduct Texas official business. Texas’ legislature passed the bill creating the ban, and Abbott signed it into law last December. Now a New York State-headquartered organization, ironically named The Knight First Amendment Institute, which is a facility of New York City’s Columbia University, is suing Abbott among other governors, over the ban, claiming free speech violations.

The lawsuit said the state’s decision…is comprising teaching and research. And more specifically, it said it was “seriously impeding” faculty pursuing research into the app—including research that could illuminate or counter concerns about TikTok.

This is, to use the legalese technical term, a crock. It’s also, to use a legal technical term, a frivolous suit.

Banning TikTok in no way inhibits what these academics say or collaborate over, nor does it in any way impede those academics’ speech or collaboration; it only bans one tool, a national security risk, from being used for the speech/collaboration. There are, after all, a plethora of communication and collaboration devices available other than TikTok. To name just a few (located after 10 grueling seconds on Bing search):

  • Slack
  • Zoom
  • Miro
  • MindMeister
  • Loom
  • Asana
  • Notion
  • Microsoft Teams

There are, also, freeware tools like Hugo and Scribe.

It’s hard to believe these So Smart persons aren’t aware of these tools. Maybe they should listen more to the students in their freshman orientation courses.

It’s even harder to understand why these Precious Ones insist on leaving their personal information; their research ideas, techniques, and progresses; their speech and thought available for People’s Republic of China government personnel to freely exploit; they should be called to explain that.

Their free speech interference claim is especially pernicious, given that these august personages are of the same guild that so zealously blocks, even with violence and firings, the speech of those with whom they disagree.

More Progressive-Democratic Party Racism

This example is breathtaking in its explicitness. California Assembly Public Safety Committee Chairman Reggie Jones-Sawyer (D, 59th District) has proposed a piece of openly racist legislation:

Whenever the court has discretion to determine the appropriate sentence according to relevant statutes and the sentencing rules of the Judicial Council, the court presiding over a criminal matter shall consider the disparate impact on historically disenfranchised and system-impacted populations.

Because the way to eliminate racial discrimination in sentencing is to engage in racial discrimination in sentencing.

This is how steeped in victimhood Party has become. Its members no longer can…discriminate…right from wrong, can no longer discriminate being racist from not being racist.

These Special Ones cannot even perceive the “disparate impact” on crime victims or discriminate the criminal from his crime’s victim.

“America Has Too Many Rules”

And too many laws. Jimmy Sexton, CEO of Esquire Group, is right about the rules.

More than 88,000 federal regulations were promulgated between 1995 and 2016, the most recent data I can find. The Federal Register, a compendium of each year’s new federal regulations, proposed rules and notices, totals nearly two million pages dating back to its inception in 1936. And the Code of Federal Regulations ran to 185,000 pages in 2020. In addition, state and local governments have their own laws and rules.

As he noted,

Laws should be easy to comply with and simple to enforce.

The easy compliance and enforcement isn’t only a matter of each one being short and sweet; the ease flows especially from keeping the overall number small and knowable in their aggregate.

And I’m right about too many laws, especially at the Federal level. Just on the criminal side alone, there are almost 5,200 criminal laws and roughly 300,000 regulations that can subject people to possible criminal penalties. among our statutes, even though the only crimes our Constitution actually names are treason and bribery—and the nebulous high Crimes and Misdemeanors, named in the context of impeaching the President, Vice President and all civil Officers of the United States. Even the first enumeration of national-level crimes, the Crimes Act of 1790, passed in the 1st Congress, identified only 21 additional crimes wanting Federal-level enforcement and punishment:

  1. treason
  2. misprision of treason (deliberate concealment)
  3. willful murder occurring on federal property
  4. rescue/attempted rescue of a body following an execution
  5. misprision of felony
  6. “man-slaughter”
  7. piracy
  8. “accessory before the fact”
  9. “accessory after the fact”
  10. confederate to piracy
  11. maiming
  12. forgery/counterfeiting/falsifying federal securities or coin
  13. altering/corruption of federal records
  14. larceny
  15. receiving stolen goods
  16. perjury
  17. subornation of perjury (contracting with another to commit perjury)
  18. bribery
  19. obstruction a federal officer
  20. rescue of an inmate
  21. violation of safe conduct/passport.

The rest of criminal behaviors and their definitions are, by design, left to the police powers of each of the several States.

The only Federal criminal laws we need, then, are few: against treason and bribery, and against each of those additional 21, each of which needs to be particularly describing these crimes’ defining criteria, and especially for those 21, particularly describing the criteria that separate them from State crimes and make them Federal crimes.

And yet we have an enormous and bureaucratic Department of Justice and a broad range of Federal police forces: the FBI, the Marshals Service, the Secret Service, each Federal cabinet has its own police force, even the Congress has the Capital Police.