A Tiny Step

Senators Joni Ernst (R, IA), Chuck Grassley (R, IA), and Ron Johnson (R, WI) are proposing a law to modify how student loans are made. Their bill, the Student Transparency for Understanding Decisions in Education Net Terms, or STUDENT (aren’t we cute), Act

would provide student loan applicants with an estimate of the total amount of interest they would pay, based on a standard 10-year repayment plan, during or prior to taking out a loan….

It’s easy enough to calculate the amortization table, and the periodic and total interest paid, for any loan; there should be no problem in requiring the lender to include the tables in their student loan offers. But why wait until after the students have taken out the loan?

Aside from fixing that little fillip, though, more useful moves regarding the student loan industry include these:

  • get the government out of the student loan business altogether, including both extending the loan or guaranteeing one
  • privatize the student loan industry. Require the college/university that has the student who is taking out the loan in order to attend that college/university
    • co-sign the student loan, or
    • extend at least half of the total loan in partnership with the private lender

Of course, at the Federal level, enforcement of the second bullet would be limited to withholding Federal funds from those colleges or universities declining to satisfy either of the requirements. Further Federal enforcement would be limited to withholding a fraction of Federal transfers to those States who choose not to enact similar requirements and to otherwise publicizing and jawboning those States who choose not to go along. Those are strong incentives, though.

Silence is Violence

The Ukrainian industrialist and philanthropist, Victor Pinchuk, has a simple plea for the West:

We thank you for the food, the money, the sympathy and the painted blue-and-yellow flags. But if you want to save us, Ukraine needs planes, antiaircraft and antitank missiles, armed drones, and other weapons of war. So I beg our friends in the West: please give Ukraine the planes and other weapons it needs—now. Stop buying coal and oil from Russia. Don’t think about it; don’t evaluate options; don’t consider. Just do it. Time is life.

What he said.

What is that Leftist slogan? Silence is violence. More to the point for Biden-Harris and the persons leading NATO and the EU, so is dithering.

Such Naivete

Douglas Feith and John Hannah want, not so much a no-fly zone over Ukraine, as much an air bridge via which to fly in humanitarian materials—food, meds, etc—and to fly out civilians wishing to evacuate the nation. They actually think such a facility would put useful pressure—or inconvenient choices—on Russian President Vladimir Putin.

Vladimir Putin would either consent and facilitate distribution of supplies or provoke more denunciations of Russia for its inhumanity. Even if criticism doesn’t move him, his top lieutenants may worry about their image and their vulnerability to war-crimes trials. This proposal may aggravate whatever divisions exist within Mr Putin’s team and trigger further antiwar sentiment among ordinary Russians.

This is incredibly naive, bordering on disingenuous, which is disappointing in Feith particularly.

Putin cares not a fig about denunciations; criticism won’t move him. Putin’s top lieutenants are in those positions because Putin chose them; they’re not going to fold because foreigners say mean things about them.

Antiwar sentiment among ordinary Russians? Quite possibly. But Feith and Hannah seem to have missed the fact that this is a tsarist Russia, not any sort of democracy or republic, or even enlightened dictatorship. Putin is the Tsar, and the people have no power at all unless and until they take to the streets as a population. They did that in the later days of the collapse of the USSR, but Yeltsin and Gorbachev were much more…civilized…than Putin is today.

And what war crimes trials? Do Feith and Hannah really envision a Western occupation of Russia when its invasion of Ukraine is ended? That’s the only way that there will be any chance at all of rounding up Putin and/or his minions. Of course, they may well be tried and convicted in absentia, but such things are cynically empty gestures; Putin and his lieutenants still will be sitting in their dachas enjoying their little water and their girls.

Do the flights, certainly, but when they’re shot down by Putin’s military—as surely they will be just as the humanitarian ground corridors to which Putin pretends to agree are attacked as soon as those corridors are filled—more concrete responses from the US and NATO will be required than just angry finger-wagging and stern press releases.

Cheering

Russia has invaded Ukraine and is deliberately butchering women and children, bombing hospitals, schools, residential neighborhoods, even shooting at nuclear reactors in civilian power plants, and a Progressive-Democrat pollster for President Joe Biden (D) is cheering them on. Lake Research Partners’ Celinda Lake:

The good news is we now have a very specific reason for rising gas prices and a specific villain[.]

This Progressive-Democrat is happy to sit in the coliseum cheering for the mayhem below—because that’s good for the Progressive-Democratic Party. She’s not the least bit interested in the butchery beyond the fact of its existence and its perceived Party benefits.

The Value of Talks

Russian President Vladimir Putin’s army [sic] and air force [also sic] are repeatedly and routinely bombarding civilian urban areas, hospitals, and schools, and the barbarians he employs as “soldiers” routinely rape and murder captured women and children and torture and murder captured men.

Putin does this especially hard right before his teams engage in “talks” with Ukrainian peace negotiators. Putin also flatly denies his barbarians do this at all.

Mr. Putin spoke Monday with the president of the European Council, Charles Michel, asserting—contrary to evidence of deadly Russian attacks on civilians in Ukraine—that the Russian military was taking steps to save civilian lives, and accusing Kyiv of obstructing those efforts, according to the Kremlin’s account of the phone call.
As Russia continued to erase the line between military and civilian targets, Russian forces shot and killed Yuri Prylypko, the head of the village council in Hostomel, outside Kyiv, and two people who were helping him distribute food and medicine, according to the council’s Facebook page. Hostomel was the site of fierce fighting in the war’s early days.
In Kharkiv, near the Russian border, Russia intensified attacks on civilian targets, pressing to subdue a city, Ukraine’s second largest, that remains in Ukrainian control after days of fierce bombardment.

And so on.

Which raises the question: what is the value of engaging in talks of any sort with anyone in the Russian government, much less peace talks for Ukraine?

One is as critical as it might seem to be trivial: to get Putin’s lies, and those of his teams he sends out to pretend to negotiate, about his crimes on the record alongside his crimes.