Coddling Scofflaws

Alysia Finley has another of her cogent opinion pieces, this one centered on the failure of Progressives in the several government levels and at our colleges and universities to punish miscreants and how widespread those Leftist protections of misbehaviors are. One set of consequences of the coddling jumped out at me.

If they forget to pay other bills, the government has their backs. The Consumer Financial Protection Bureau has effectively capped all credit-card late fees at $8. The CFPB also plans to cap bank overdraft fees at a nominal amount, meaning spendthrifts needn’t worry about getting penalized for overdrawing their checking accounts. And if they don’t want to pay rent, cities including New York and Los Angeles have imposed regulations that make it prohibitively difficult to evict tenants.

Finley was writing specifically about…misbehaving…students at Columbia, but the failures generalize, as do the consequences of excusing the failures.

“Forgetting” to pay bills will have consequences with the local merchants, including the major chains, all of whose establishments are locally run.

Being “late” paying off credit card debt will lead to difficulty getting a credit card renewed and in getting another credit card: getting access to credit will be harder and more expensive. The availability for scofflaws of cards other than prepaid, and at higher rates, will become emphasized. Credit difficulty goes beyond the card, too; it’ll expand to access to mortgages and access to rent (landlords run their own credit checks), among other credit needs.

Overdrawing checking accounts as a matter of routine will lead to closed checking accounts, difficulty opening any other checking accounts, and more trouble with local merchants who will start refusing to accept checks from folks who routinely bounce them. And this: banks and merchants heretofore would treat a bounced check as a mistake rather than the kiting felony that it is, charge the fee, and everyone moved on. No more. Those who frequently bounce checks will find themselves more likely to be charged with the felony.

Making tenant eviction over nonpayment of rent will make it more difficult for renters to rent in the first place, greatly increase the initial deposits required, and reduce the amount of houses and apartments available to rent at all.

All of that, too, will increase the cost of credit and of housing for the rest of us.

Doublespeak

MIT’s President Sally Kornbluth, the school’s Provost, Chancellor, and all six academic deans say they’re doing away with the DEI commitment the school had been requiring of prospective employees as a hiring criterion. Through a university “spokesperson,” they told the New York Post,

Requests for a statement on diversity will no longer be part of applications for any faculty positions at MIT[.]

Kornbluth expanded on that.

…compelled statements impinge on freedom of expression…they don’t work.

And more of her expansion:

We can build an inclusive environment in many ways….

There’s the doublespeak with which we’re so used to coming from the mouths of the Left. Kornbluth and her MIT management team will continue their DEI hiring criteria; they just won’t be up front about them regarding loyalty pledges.

The Planned Racism of the Illinois State Legislature

An Illinois legislatively created commission established…to come up with ways to make appropriations to state universities more “equitable” has issued a report delineating how to achieve that.

…lawmakers would determine how much funding a school deserves. They would do this using a variable called the “adequacy target,” which takes into account the school’s mission and enrollment as well as the programs it offers. … Larger amounts would be set aside for groups the commission considers underenrolled—say, with a $6,000 bonus for each enrolled black student, $4,000 for each enrolled low-income student, and $2,000 for each enrolled rural student.

And

The commission pretends that universities charge different prices for different races. Specifically, the plan wants lawmakers to assume that universities will charge minority students a lower tuition rate than whites and Asians, regardless of income.

And so on.

No. This intrinsically racist plan will only codify the inability of minority students to compete in higher ed and subsequently in the work force and in the managerial teams that manage enterprise work forces.

To increase minorities’ educational opportunities and improve their education in Illinois’ colleges and universities, these legislators must lose their DEI sewage. Beyond that, they must take the currently politically unpopular steps of divesting themselves of their teachers unions yokes, and then move decisively to expand parents’ school choices by making K-12—kindergarten, elementary, junior high, and high school—charter and voucher schools, whether privately or publicly run, ubiquitous throughout the State.

And this: to the extent that Illinois insists on using its tax code for social engineering purposes, it should reallocate its existing tax collections toward having school-directed taxes follow the student rather than remaining trapped—along with minority students—in failing public schools. Beyond that, additional existing tax collections should be placed into a fund for providing education scholarships to all students whose parents wish to transfer their children out of failing schools and into different, better performing schools.

Waiting until post-high school to begin even to pretend to address educational failure is far too late to have any serious effect.

For Illinois, I’m not holding my breath.

Teachers Union Audacity

The Chicago Teachers Union wants a new contract. Among other things, CTU President Stacy Davis Gates wants salary increases of 9% per year over the next five years, through 2028. That would bring these teachers’ salaries to $144,620 per year.

Ordinary residents’ current income is $65,250 at the 50th percentile and $143,550 at the 90th percentile.

These top 10%-er wannabes aren’t producing commensurate with their current incomes, though.

…only 21% of the city’s eighth graders being proficient readers, according to the last Nation’s Report Card….

Gates again [elision in the original]:

It will cost $50 billion and three cents…. Yes it will, and so what, that’s audacity.

No, that’s teachers union greed. But since it’s negotiating with itself—formally they’ll be negotiating with Chicago’s government—it’ll get all of what it’s demanding.

A Plan to Protect Rafah Civilians

Progressive-Democrat President Joe Biden, and especially his Secretary of State Antony Blinken, have made plain their opposition to Israel’s military entering Rafah without a realistic plan to move civilians out of harm’s way. And this, from Tel Aviv-based Institute for National Security Studies Executive Director Tamir Hayman:

The benefits are very few, especially if you compare it to the negative effects[.]

Apparently, he thinks destroying Hamas and preventing the permanently serial occurrences of October 7s promised by Hamas leadership doesn’t outweigh the potential loss of opportunity to normalize relations with Saudi Arabia and build a regional partnership that could act as a counterweight to Iran on the line. Or he doesn’t believe Hamas’ promise to continue its campaign of destruction of Israel. On either of those alternatives, I think he’s wrong.

Thus, I propose a plan that would, if not permanently, at least for a very long time, protect those Rafah civilians, and all of the civilians of the Gaza Strip.

The IDF should go into Rafah without further delay, go in in force, and utterly destroy the remaining Hamas terrorists. That would release those civilians from being used as shields by the terrorists, and it would stop those civilians’ residences, schools, mosques, and hospitals being used by the terrorists as weapons storage sites, weapons launching facilities, and command centers.

The destruction of Hamas, removing the cause of civilian harm, is the best and most long-term effective way to move civilians out of harm’s way.