Another Reason to Not Take Federal Dollars

Aside from the fact that those dollars aren’t actually Federal government dollars; they’re OPM, the tax remittances of us ordinary Americans from all over our nation that then get transferred to other jurisdictions than the ones we live in.

Here’s the latest reason.

The Department of Housing and Urban Development is proposing a rule that would require towns that receive federal money to create “equity plans” for fair housing and take action to end racially unbalanced neighborhoods.

In other words, as the Wall Street Journal‘s editors put it,

the Biden bureaucracy wants to socially engineer suburban neighborhoods to its racial and ethnic liking.

Not to the liking of us citizens.

Never mind that such plans are intrinsically racist, handing out funds as they do based on race, no matter the high-minded pretenses of the politician pushers. And never mind that “racially unbalanced neighborhoods” would balance out on their own—to some extent—in an unfettered free market. “Some” because in that free market, buyers and sellers would make their own decisions on where to live and among whom, and many free Americans would choose freely to live in the company of others like themselves.

In the end, the way to be free of Government strings attached to Government funds transfers is to stop taking Government funds. Breaking the addiction to OPM, as with any other addiction, will be deucedly hard. But hard means possible.

Punishing Success

You’ve earned your wages; husbanded them carefully; spent wisely, living within your means; paid your debts promptly and in full. As a result, you’ve gained an excellent credit rating.

Your reward? An artificially inflated mortgage cost, courtesy of the Progressive-Democratic Party-run Executive Branch, and redistribution of the fruits of your success, arbitrarily, to those who haven’t done those things.

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.
Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.

But. But, but, but. The Federal Housing Finance Agency, the Biden administration entity responsibility for this nonsense has long sought to give consumers more affordable housing options.

Under the new rules, consumers with lower credit ratings and less money for a down payment would qualify for better mortgage rates than they otherwise would have.

This is silly. The transfer of wealth from those who’ve earned good credit scores to those who have not will not make the latter better credit risks. It will increase the rate of default.

Here’s a thought: cut back on the regulations related to banking, lending, housing, landlording, construction, and utilities so as to bring down the cost of housing generally. See if that will give consumers more affordable housing options.

Stop punishing success; instead, encourage folks to work toward success.

Ban Assault Weapons

President Joe Biden (D) wants to ban assault weapons completely.

His Bureau of Alcohol, Tobacco, Firearms and Explosives Director Steve Dettelbach, testifying under oath before a House Appropriations subcommittee, flat refused to say what an assault weapon was when asked by Congressman Jake Ellzey (R, TX).

…if Congress wishes to take that up, I think Congress would have to do the work, but we would be there to provide technical assistance. I, unlike you, am not a firearms expert to the same extent as you maybe, but we have people at ATF who can talk about velocity of firearms, what damage different kinds of firearms cause, so that whatever determination you chose to make would be an informed one.

Weasel words. You define the term, Dettelbach said, we’ll “help.” After all, he could have provided his own definition; those same experts could have advised him as he prepared for his testimony.

Biden wants to ban, and his ATF honcho—the man and the agency responsible for “regulating” the weapons us American citizens choose to keep and bear—refuses to say what it is that this administration would ban.

The obvious, and only logical, conclusion from this deliberate obfuscation is that Biden and his fellow Progressive-Democratic Party syndicate members intend to ban all of our firearms.

Progressive Idiocy

The New York City Council is striking again. These wonders are pushing their cutely named Choose 2 Reuse bill, which

aims to improve sustainability in the restaurant business, but would add some friction to a customer experience that is typically defined by its convenience. Consumers would be asked to later return their reusable food containers, knives, forks, and chopsticks either through delivery or logistics partners who come to pick them up or in person via receptacles at participating restaurants. The bill doesn’t require reusable beverage containers.

It’s interesting that the City Council excludes beverage containers. There was a time when beverage containers—soda bottles, for instance—could be returned for a return of a deposit paid when the (sodas) were sold, a practice that enabled more than a few boys and girls to earn a bit of extra money by collecting up the bottles and doing the return. And there never was a problem cleaning the then-glass bottles for reuse, nor was there a liability problem arising from the reuse of inadequately cleaned bottles.

That sort of thing fell into disfavor when tin, and later aluminum, cans proved easier and cheaper to manufacture (and wend their way through the bottling process)—and far from being one-use disposable, they could be recycled through a different chain.

Now NYC is bent on reverting to that greater cost—never minding that one-use food containers for takeout are easily manufactured for breakdown and return to the soil when disposed of in landfills. Or in many jurisdictions, converted to mulch for DIY gardeners. Or recycled for yet other non-food related uses.

Now, in addition to the added costs inflicted on restaurants and consumers alike, the Wonders of the Council also want to expose the city’s restaurants to liability through suits centered on real or imagined food poisoning from allegedly inadequately cleaned-for-reuse containers and utensils. Even stipulating that utensils would no longer be included (presumably by restaurant choice; nothing in the proposed bill suggests this)—requiring consumers to use their own—the containers would need to be made sturdy enough to survive the restaurant’s dishwashers—or to survive the consumers’ dishwashers, should they be offered a discount for doing the cleaning for the restaurant. And which the restaurant would have no guarantee that the consumer had cleaned the containers well enough to meet the government standards imposed on the restaurant.

BlackRock Misses Again

The Woke BlackRock, and especially its CEO Larry Fink, are not just wide of the mark, they’ve missed the target altogether. Not only does the company push its intrinsically racist and sexist “diversity, equity, inclusion” ideology onto those companies in which it invests—often for the sole purpose of the push; investment quality being irrelevant—now it’s been caught out applying its racism and sexism in its internal hiring practices.

America First Legal Foundation sent a letter Tuesday to the New York District Office of the Equal Employment Opportunity Commission to demand an investigation into the asset management giant for allegedly “engaging in unlawful employment practices in violation of Title VII of the Civil Rights Act of 1964.”
…
“This program is just one piece of a long-term practice of BlackRock to use unlawful discriminatory employment practices to build its workforce,” the complaint stated. “Indeed, BlackRock has affirmatively and repeatedly represented to its shareholders, to its investors, and to the Securities and Exchange Commission, that its employment practices are infused with facially unlawful considerations of race, color, sex, and/or national origin.”

AFL added in a separate communication,

The odious and illegal practice of hiring based on immutable characteristics like race is a flagrant attack on civil rights that harms all Americans[.]

I’ll go further: it’s an insult to those minorities and women; BlackRock and Fink are saying that minorities and women are intrinsically inferior, inherently too stupid, to be able to compete without the special treatment and coddling that is preferential, DEI-based hiring.

There’s no doubt that there remains a disparity, especially in STEM environments, between white hiring into good-paying jobs and minority and women hiring into those jobs. But that disparity won’t be cured by preferentially hiring minorities and women; they still too often aren’t qualified for the positions, so they fail and set the program, and the hiring company, back.

The correction for the disparity lies in a factor that’s at the foundation of our nation: equal opportunity. That equality of opportunity doesn’t currently exist in our education system (among other milieus); see for a canonical example, the Baltimore, MD, school system’s failure and subsequent coverup by those responsible.

If BlackRock and similar entities put the money and energy they’re currently committing to push wokeness into improving our educational system (without the Woke…foolishness) and getting our children taught—from pre-K through high school—science, technology, engineering, and math, along with American history, Civics (and more of this than a single semester in junior high), Western Civilization, logic, and literature, with equal emphasis on inner city schools and wealthy district schools, those disparities would disappear in a generation.

 

The letter itself can be read at the first link above.