…which Democrats want to shut down the government rather than negotiate about.
“Do you have a large deductible?” asks [former Congressional Budget Office Director Doug] Holtz-Eakin. “How much do you have to pay before the insurance starts picking up the cost?”
Analysts expect deductibles to be in the $5,000 to $6,000 range for the lowest level of [Obamacare] coverage, the Bronze Plan.
Dan Mendelson, CEO and founder at Avalere Health in Washington,says, “So, if you’re in a Bronze Plan, the premiums are going to be relatively low, you know, as HHS said, in some cases people won’t pay premiums at all.
“But there are going to be very high out of pocket costs and deductibles in some cases are going to be over $5,500.”
And that $5,500 is, amortized, an additional $460/mo in potential medical expenses that have to be paid by the “insurance” policy holder before the policy itself pays a dime. Co-pays are on top of that.
Look again at that deductible. In order to be eligible for an HSA, a man had to buy a “high-deductible” insurance policy. A policy with an annual deductible of $3,000 or more. Hmm….
Current policies, which rapidly are becoming unavailable, were not that expensive.