Category Archives: education

Student Loan Responsibility

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Melissa Korn and Andrea Fuller wrote about student loan burdens in Sunday’s Wall Street Journal, using New York University as a worst-case illustration. Their subheadline made a good summary of their thesis.

By many measures, the elite Manhattan school is the worst or among the worst for leaving families and graduate students drowning in debt….

A female graduate sold her eggs to cover some of her NYU costs even as she borrowed to cover more; she’s still selling her eggs to cover expenses and try to pay on her student loan debt as she remains essentially unemployed five months after graduation. In another example, a single mother of three had a $40,000/year income when her son started school in 2018. The mother still has her own $34,000 in loans from her own bachelor’s degree and she’s borrowing another $140,000 in Parent Plus loans to help her son pursue his degree.

And this:

An NYU master’s in publishing leaves recent graduates with median debt nearly triple that of the school with the next highest loan burden for which the Education Department released data. At NYU, the graduates borrowed a median $116,000 and earned a median $42,000 two years out.

And this:

NYU’s 2015 and 2016 public-health graduates who took out federal loans borrowed a median $106,000 for the degree, the Journal’s analysis of Education Department data found; half earned roughly $61,000 or less two years after graduation.

And this deflection from NYU spokesman John Beckman:

Not everyone seeking an advanced degree is going into a lucrative field, and universities have no control over how our society values particular professions.

NYU is especially bad in this arena, but only by a matter of degree. The problem itself is both widespread and very serious.

The overall situation is one more argument for getting government all the way out of the student loan business, whether making the loans or guaranteeing them. That and the alternatives below are perfectly straightforward to implement, if exceedingly difficult to effect politically. But that just requires us sovereign citizens to put our foot down and fire the politicians who won’t go along and elect those who will.

After getting government out of the way, do these things:

  • make the schools publish the average and median 5-yr-after-graduation salaries for each of its majors
  • make the schools publish the per centages of their graduates finding employment in their major areas of study within one year of graduation
  • make the schools be the ones extending loans to their students or serve as co-borrower on any private financial institution student loans
  • let graduates discharge their loans through bankruptcy—stop disguising the risks from the lenders (and borrowers), and stop inuring the lenders from those risks.

One more Critical Item; although this is a change in mindset for all of us, not only school managers and politicians. Recognize for whom college is most appropriate. There’s a crying need for a whole lot of tradesmen, and good livings to be made there—and nothing an architect draws up or an engineer designs gets built without tradesmen. Doctors and lawyers have no place to ply their trades, other than in their homes, without tradesmen. Those homes don’t get built without tradesmen. And neither do the roads/bridges, power grids, communications grids, and on and on that connect those homes to those offices and office buildings—or mines and farms to anywhere—without those tradesmen.

“Threats of Violence”

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Deputy Attorney General Lisa Monaco, under [last week’s Senate hearing’s] questioning from [Senator Josh, (R, MO)] Hawley, said the memo is only about violence and threats of violence, and it’s the role of the FBI address those threats.

And

Assistant Attorney General Kristen Clarke said in a separate hearing that the Justice Department does not see parents as a threat and that the attorney general’s memo is only focused on threats and intimidation.

The FBI’s claimed responsibility in this context is to

help protect you, your children, your communities, and your businesses from the most dangerous threats facing our nation—from international and domestic terrorists….

To help. Help whom? State and local police forces, acting within a State’s police powers, their authority to enforce law, are fully capable of handling “threats and intimidation;” they might need help only against domestic terrorism.

To help. Emphasis on “help.” The FBI’s claimed responsibility also is to help State and local law enforcement agencies deal with violence, not to do for the State and locals, or dictate to them, or to usurp their responsibilities.

But, if we can take Clarke’s and Monaco’s claims at face value, the only ones talking about domestic terrorism or domestic terrorists are the worthies of the National School Boards Association. Specifically, neither DoJ nor the FBI are talking about domestic terrorism, either in the Garland Memo or in those Senate hearing testimonies. Thus, there is no reason, by Garland’s own memo or those testimonies, for the FBI’s presence in these matters: with no domestic terrorism involved, there’s nothing for which the FBI need assist State and local law enforcement.

AG Merrick Garland’s memo is reprehensible, and dangerous to liberty, not because it focuses on threats of violence (which is bad enough FBI interference)—stipulate, arguendo, that that insistence is accurate—but because it exists.

Garland’s memo is reprehensible and dangerous to liberty because it is a naked attempt to usurp those States’ police powers and law enforcement capacities and arrogate them to the Federal government’s national police.

School Choice

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Two Ohio State legislators are taking this seriously.

The Ohio Backpack Bill, originally introduced in May and updated with a sub-bill to House Bill 290, would allow all parents to send their children to public school or establish an education savings account. The state would send the money earmarked for that student to the public school or into the parent’s account, allowing it to be used for private school tuition or other education expenses.

That’s all parents, for all children, not just parents of the few who win a lottery, as is the case in so many other jurisdictions. Ohio already has a means-tested criterion; this expands the right to choose, and it expands competition among schools and school systems, which can only improve school performance, including public schools, which in turn can only benefit the children.

Congressman Riordan McClain (R, Upper Sandusky):

It’s about students and increasing the education opportunities for all. This bill seeks to find the right educational opportunity for each of the children in Ohio. It creates a true money-follows-the-child program. Money goes to public school if parents want, and if a parent wants an educational scholarship account, then the state has to put that money in that account, which the parent can use for education expenses.

Stand by for the Keep Teachers Unions Featherbedded movement to crank up.

Domestic Terrorists

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They aren’t the parents who object, however vociferously, to the misbehaviors of school boards, even though the National School Boards Association and Biden-Harris’ Attorney General Merrick Garland overtly claim so.

On the contrary.

If Garland—and through him, President Joe Biden (D) and Kamala Harris (D) of the Biden-Harris administration—think mothers and fathers vociferously protesting the misbehaviors of school boards are domestic terrorists, then he needs, also, to investigate those school boards’ acts of terrorism.

The school boards’ terrorism of actively abusing children by demanding they wear masks all through the hours of school, which various pediatricians and child development experts have shown stunts those children’s development by strongly inhibiting their socialization and delays their ability to learn the nominal subjects of their lessons.

The school boards’ terrorism of forcing those children to hate themselves and each other over the color of their skin.

The school boards’ terrorism of actively abusing children by demanding they be injected with experimental and unapproved for routine use vaccines.

But, no, nor Garland nor Biden nor Harris have any interest in protecting the rights—or the obligations—of parents or of protecting those children.

Those Progressive-Democrats are interested only in extending their political power and stifling those with the impudence to demur from their abuses.

It’s a Start

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And it’s coming from a county school board in North Carolina.

A North Carolina county school board has passed a policy that will discipline or fire teachers who undermine the US Constitution, tell students that American historical figures weren’t heroes or portray racism as systemic in America.
The vote Friday by the Johnston County school board is part of a larger campaign to stamp out critical race theory from American schools.

This is a critical start, even if it did come only after the County’s Board of Commissioners had threatened to withhold $7.9 million until the school board acted.

The next step is to include in the curriculum an emphasis on a number of aspects of the shameful acts of our history that really did occur, unlike the…nonsense…in the 1619 Project and Critical Race Theory:

  • It was the Democratic Party that demanded slavery in one of “their” new States for every free State admitted to our nation during the run-up to our Civil War
  • It was the Democratic Party that took “their” States out of our nation and forced that Civil War
  • It was the Democratic Party that, in the aftermath of that Civil War, produced the KKK to keep freed blacks “in their place,” lynching and otherwise murdering those and their white supporters who didn’t “mind their place”
  • It was the Democratic Party that, in the aftermath of that Civil War, pushed for gun controls explicitly to keep freed blacks unarmed and helpless against their KKK
  • It was the Democratic Party that enacted Jim Crow laws to keep black Americans from being able to vote
  • It was the Democratic Party that pushed for, and enforced in “their” States, segregation
  • It was the Democratic Party that pushed for minimum wage laws in order to keep southern black Americans from moving north and earning a living by competing for jobs on the basis of the pay they’d require for their labor

In today’s current event lessons, it’s also necessary to emphasize continuing aspects of our history:

  • It’s today’s Progressive-Democrats that still push for gun controls, with those controls’ disparate impact on minorities’—blacks’ in particular—ability to defend themselves
  • It’s today’s Progressive-Democrats that push to defund police departments, so no one else—particularly government—can defend them, either
  • It’s today’s Progressive-Democrats that are reviving segregation by pushing identity politics
  • It’s today’s Progressive-Democrats that, in a back door Jim Crow move, are pushing to defeat or rescind already enacted voting laws that both make it easier to vote—particularly for minorities—and make the voting more secure

These aspects of our history, and the players involved, are too often glossed over in our grade school history lessons, in our junior high history and civics lessons, and in high school.