Obamacare Sign-up Rates

Despite HHS’ refusal to provide any figures about Obamacare policy purchase rates—they’re still routinely touting Healthcare.gov visit rates and account creation rates as though those numbers mean anything—some information is trickling out.  The Daily Caller has some of those data.

Here are some of the cancellation numbers:

  • Insurance carrier Florida Blue cancelled 300,000 policies—80% of Florida’s individual coverage policies
  • California’s Kaiser Permanente canceled 160,000 plans—half of its insurance plans in the state
  • Blue Shield of California sent 119,000 notices in mid-September alone
  • Insurance Highmark in Pittsburgh plan to cancel 20% of their total plans
  • Independence Blue Cross in Philadelphia plan to cancel 45% of their total plans
  • 800,000 plans in New Jersey will be cancelled by the start of 2014

This compares with Obamacare sign-ups—anecdotal data to be sure, since the Obamacare administration, as I noted above, refuses to provide any figures at all:

  • South Dakota reported that 23 people enrolled in the exchanges
  • North Dakota enrolled 20
  • Alaska has enrolled 7

The Daily Mail reported two weeks ago that, from its own sources, all of 51,000 Americans had signed up in the first week (since then, the government has really clamped down on leaks about its numbers).  If we optimistically double that rate as Healthcare.gov starts to get its software…kinks…worked out, we get an additional 250,000 actually signed up by now.  Even quadrupling that first week rate—to 460,000 by now—leaves the sign-ups far short of the cancellations, with more cancellations yet to come.

Hmm….

“I’m Not Pulling the Cat’s Tail”

President Barack Obama had this to say, through his Press Secretary Jay Carney, about the Obama lie that “if you like your insurance, you can keep your insurance.  Period.”

Insurers pulled those plans away from them.  The law [Obamacare] could not order insurers not to cancel that plan.

His…spokeswoman…Valerie Jarrett had much the same thing to say.

Never mind that those plans no longer were legal under Obamacare and that Obama knew it.

“I’m just hanging on to the tail.  The cat’s doing the pulling.”

Obamacare and the Sequester

Sequester—that invention of President Barack Obama, with which he intended to extort Republicans and Conservatives into acceding to his taxing, spending, and borrowing economic policy—is starting to cause trouble for Obamacare, now.  The sequester is blocking a set of subsidies that were supposed to help pay deductibles and co-pays under Obamacare.

Amy Payne, writing for The Foundry, quoted Chris Jacobs in The Wall Street Journal on impacts:

There are two possible outcomes.  The first is that individuals who have managed to enroll in subsidized health insurance will find they’ve been misled about their copays and deductibles.  Families who currently think their plan will charge a $20 copayment for doctor visits may instead face a $25 charge when the sequester kicks in.  Individuals who now believe they face maximum out-of-pocket costs of $2,000 may end up paying hundreds more.

Wonderful performance by a President who’s a better policy wonk than his policy staff.

Where to Cut

As the recent government shutdown demonstrated, there’s a lot of fat that can be cut in the personnel department.  This is no fault of the personnel, but the fact is, we don’t need that many in Federal employ.

Here are a couple more items on that score.

The Department of Agriculture is fairly typical of most agencies in its sometimes incongruous responsibilities and huge some say too huge workforce.  It employs roughly 99,000 people to service the roughly 1.4 million Americans employed in farming.

That’s 14 farmers for every DA employee.

And this on the states being absolved, more and more, of their responsibilities by the Federal government:

“Ronald Reagan had a yellow book test,” said Tom Schatz, president of Citizens Against Government Waste.  “If something could be found in the Yellow Book, it should be done by the private sector.  Unfortunately, the administration now is taking the opposite view, claiming many services are inherently governmental, and therefore not subject to competition.”

Which feeds back into the bloat in Departments like the DA and those listed on the other side of the first link above.

Government and Personal Information Security

Government snooping on the ObamaCare website certainly raises alarms.  But [TrustedSec President, David] Kennedy says even more concerning is that—according to his research—HealthCare.gov is riddled with holes in security.

“We can look at the code that’s behind it,” Kennedy told Fox News, “look at how things work.  And we can tell that there wasn’t even minimum standards bolted onto this application, even before its release.”

The Feds, of course, insist otherwise.  Health and Human Services Administrator Marilyn Tavenner testified before last week’s House Energy and Commerce Committee hearing:

They can trust that the information they’re providing is protected to the highest privacy standards.

Kennedy again:

If I was allowed to attack the website by myself and I had approval to go and do it, it would be very simple for me to break into it, steal all that information that’s in the database including all of your personal information that you used to register for the site, Social Security numbers—everything like that.

Which one has the greater vested interest in the claims?