Here is another reason our nation’s student loan debt has gotten out of hand. The subheadline goes

Millions of Americans suddenly owe billions of dollars in student debt after years of forbearance

The foolishness of the forbearance itself contributed to the enormous risks the massive student loan overhang represents for our economy. There’s nothing sudden, though, about the reappearance of that debt.

The article then does nothing to correct this distortion. Here’s the lede:

Millions of Americans had their student-loan payments put on pause during the pandemic. Now they are back on the hook again.

They never were off the hook; none of those loans were forgiven in any legal way. They’ve always been on the hook. “Millions of Americans” have owed those billions of dollars all along. This sort of distortion is even more heavily contributory to those risks.

Full stop.