More Obamacare, or Is It Obamacare IT?

…or does it matter?

Here are some examples that Paul Bedard, writing for the Washington Examiner, described:

  • CNNMoney reported one family “found a bronze-level plan for roughly $357 a month, after their subsidy…[b]ut it comes with a $12,600 family deductible”
  • Enormous rate increases.  A research group found that a 30-year-old male nonsmoker “will see his lowest cost insurance option increase 260%”
  • Some who already buy their own insurance are seeing their policies non-renewed, with replacement offers only for expensive new policies.  The Christian Science Monitor reported on a North Carolina family who had been buying Blue Cross and Blue Shield insurance for $380-a-month.  “BCBS is offering them a new plan for three times the cost, $1,124.50 a month…with an $11,000 deductible”
  • A California couple [told the Fresno Bee] that the Obamacare policy suggested to them included a 40% increase in their doctor’s office co-pay.  “Our co-pay skyrocketed from 0% to 40%, and the maximum out-of-pocket increased an additional $2,300”
  • Kaiser Health News found a lack of competition in some pockets of the country.  “18% of counties have only one insurer offering plans, and 33% of counties have only two insurers competing”
  • Little uniformity to premiums charged around the nation.  “For instance,” Kaiser also reported, “Cigna is offering 50-year-olds one of its midlevel plans for $614 if they live in Flagstaff, AZ; that same plan, with different hospitals and doctors, will cost $428 in Phoenix and $395 in Nashville.”

Whether these (especially the deductibles and the enormous premiums) are actual costs to be inflicted or more IT failures to match up government-snooped personal information accurately, the train wreck is in progress.

Leave a Reply

Your email address will not be published. Required fields are marked *