Another Obamacare Health Plan

Senators Mark Begich (D, AK), whose reelection race this fall is in real trouble, and Mark Warner (D, VA), whose reelection race is much tighter than it should be, are pushing a new Health Plan for Obamacare.

…individuals and small businesses can buy so-called copper plans.  The plans likely would have lower premiums, but purchasers would pay more of their ordinary health costs upfront.

Copper plans would cover, on average, 50% of medical costs, and while consumers’ out-of-pocket expenses would still be capped, that limit likely would be higher than the $6,350 maximum for individuals and $12,700 for families currently set by the law.

What’s the value of a health plan that requires extensive costs to be paid up front by the sick person before the plan starts covering—just a part of—those costs?

Even the CMS is having trouble seeing the sense of this.

A spokesperson for the Centers for Medicare and Medicaid Services says there is not much more to say beyond what Jay Angoff, head of the Department of Health and Human Services office, told the WSJ about the plan: “I’m not sure that requiring people who have insurance to nevertheless pay for 50% of their costs themselves can reasonably be defined as decent coverage.”

I’m not sure, either.

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